Mortgage companies near me!

You are looking for a local mortgage company? Great start!

Mortgage companies near me! Why do you search for a local mortgage lender?

Because, when you are shopping for a mortgage lender you want to deal with someone that you can meet in-person. A real person who lives in your city, goes to Mud Hens games, and loves Tony Packo’s!

A home loan (mortgage) is one of the biggest financial decisions that you will ever make. Outside of your retirement account a mortgage is a big investment into your future.

Mortgage companies near me – GVC Mortgage in Maumee!

GVC Mortgage is a local mortgage lender that has been serving NW Ohio since 1996. What makes GVC Mortgage different than other mortgage companies?

Our team! The GVC Team is one of a kind. We get your mortgage application through underwriting in just 1-day! Why? Because when you get your income and asset documents through underwriting you can close on your new home.

Since 1996 we have been closing home loans in just 14 days! When the industry average is over 45 days to close a home loan.

Our only focus is on mortgage loans.  As a direct lender we only focus on what we are good at. That is why we’ve focused on closing mortgage loans in the Maumee, Perrysburg, Toledo, Sylvania, Defiance, and NW Ohio area since 1996.

Mortgage companies offer what type of loans?

We offer 4 home loan options:

  1. Conventional loans > these require a minimum 3% down payment and a 620 credit score.
  2. FHA loans > these require a minimum 3.5% down payment and a 600 credit score.
  3. USDA loans > these are 100% financed! But the property address must qualify as a rural area. Check out the eligibility map HERE. 
  4. VA loans > these are 100% financed! But are for those that actively served in our US Armed Forces and requires aDD214. 

What are traits of good mortgage companies?

You asked a great question! And very important if you are dealing with a local or a lender online.

Mortgage companies should be…

  1. Easy to understand. Speak in plain English without confusing you about terms, costs, and fees. If you are getting hit with lots of confusing “mortgage talk” RUN! It should be easy to understand what is going on.
  2. Local! We approve, underwrite, process and fund each mortgage loan locally. Right from our Maumee, Ohio office.  We love the Mud Hens, Walleye, and Tony Packos! 
  3. Competitive. We aren’t afraid to compete with the monster lenders online (Quicken or Guaranteed Rate). Our rates and fees will always be competitive!!
  4. Detailed. We promise to underwrite your loan fast, close on-time, and communicate with you each step of the way.
  5. Licensed. Our NMLS license is 2334 and 197555. This is part of the national mortgage licensing law that was started in January of 2011.

Do you live in NW Ohio or the Toledo Metro Area? 

Your Mortgage Credit Score

10 things you need to have in your home!