Conventional Home Loans

A conventional home loan credit score starts as low as 620

  • Minimum 5% down payment
  • Minimum 3% down payment for first time homebuyer
  • Seller can pay up to 3% costs
  • Single, Split, LPMI, and BPMI available

USDA $0 Down Mortgage

  • 100% financing for properties in USDA eligible area
  • Credit score as low as 620
  • 6% cap on seller paid closing costs

The FHA Mortgage

  • Low down payment of 3.5%
  • Seller can pay up to 6% closing costs
  • Minimum credit score of 600
  • No scores borrowers allowed

The FHA 203K

  • Up to $35,000 can be financed, this amount includes repairs, fees, and contingency reserves
  • Used for purchases or refinances (owner occupied only)

Doctor’s Home Loan

  • Maximum loan amount of $1,250,000
  • Up to 100% financing available on loans up to $750,000
  • Minimum FICO of 680

VA Home Loans

  • 100% financing for eligible Veterans
  • Minimum credit score of 600
  • No monthly mortgage insurance premiums
  • Need your DD214? Go here